Important Information for Passengers

The participation of Artful Travelers LLC and participating Public Broadcasting Stations in Artful Travelers and/or PTV at Sea voyages is limited to the onboard educational seminars. They assume no responsibility or liability in connection with the services provided by the cruise line, a subsidiary of Norwegian Cruise Line Holdings Ltd. Artful Travelers and participating Public Broadcasting Stations' reputations for meeting their professional obligations are distinguished, and all parties are very much looking forward to hosting passengers on Artful Travelers and/or PTV at Sea cruises, as are all invited speakers. However, if they or any of the guest speakers are prevented, for reasons beyond their control, from speaking on a selected cruise, no claim can be processed against Artful Travelers, Norwegian Cruise Line Holdings Ltd. and participating Public Broadcasting Stations. In the unlikely event that a speaker cancellation occurs, the cruise ship sailing and other onboard seminars will still take place and pre-registered passengers are encouraged to maintain their plans. If a passenger or passengers decide to cancel, the cruise line's cancellation policy will apply. Cruise participants may want to consider purchasing cancellation protection insurance.

Sponsors and speakers are independent business people or entities not subject to Artful Travelers, Norwegian Cruise Line Holdings Ltd. and participating Public Broadcasting Stations' direction or control. Artful Travelers, Norwegian Cruise Line Holdings Ltd. and participating Public Broadcasting Stations have no standing and no means or processes by which to adequately monitor or control a sponsor's or a speaker's oral or written representations. Artful Travelers, Norwegian Cruise Line Holdings Ltd. and participating Public Broadcasting Stations cannot investigate transactions by sponsors or evaluate the merits of any dispute with a sponsor. In these circumstances, Artful Travelers, Norwegian Cruise Line Holdings Ltd. and participating Public Broadcasting Stations suggest that if a dispute arises with a sponsor or a speaker, it should be pursued directly with the sponsor or speaker and, if the situation worsens, any available remedy under appropriate law or regulations should be considered.

Artful Travelers and participating Public Broadcasting Stations reserve the right to use the name, likeness and/or photograph of passengers taken at an Artful Travelers and/or PTV at Sea event for their own promotional purposes.

All content/material presented at an Artful Travelers event is protected under U.S. and international copyright laws. By attending, participants agree not to copy, reproduce, record, videotape, photograph, upload, post, transmit, publish or distribute any material in any form, other than for personal use, without the express written permission of Artful Travelers and any participating Public Broadcasting Stations. Exceptions are reserved only for members of the press with pre-approved press credentials from Artful Travelers, Norwegian Cruise Line Holdings Ltd. and participating Public Broadcasting Stations.

By attending an Artful Travelers and/or PTV at Sea event, participants acknowledge that Artful Travelers, Norwegian Cruise Line Holdings Ltd. and participating Public Broadcasting Stations have a legitimate business interest in attracting sponsors, speakers, media partners, other attendees, and other participants (collectively "Participants") to the Event. Based on this, and as consideration for Artful Travelers, Norwegian Cruise Line Holdings Ltd. and participating Public Broadcasting Stations granting a passenger's request to participate in an event, passengers hereby agree that, during the term of the event, they will not distribute materials or solicit other Participants at the event in connection with any investment product or service or any product, service or activity similar in nature to any product, service or activity promoted by or conducted by Artful Travelers, Norwegian Cruise Line Holdings Ltd. and participating Public Broadcasting Stations or by Participants at an event. Artful Travelers, Norwegian Cruise Line Holdings Ltd. and participating Public Broadcasting Stations reserve the right to exclude from an event any Participant who violates the terms of this agreement.